Saturday, December 27, 2008

Are Cures For Warts Covered By Insurance?

If you have health insurance then you are covered for most health problems and visits to your doctor but some insurance companies will cover a cure for warts while other health insurance programs will not cover wart removal treatments.

Depending on whether your cure for warts is performed by your primary care physician or a specialist such as a dermatologist can be a determining factor as to whether or not your professional wart removal will be covered by your health insurance. While most insurance programs will cover visits and treatments by your primary care physician, some insurance programs will not cover specialist visits or may require a referral prior to performing a cure for warts.

Since they are ugly and unsightly, having warts removed professionally is a great option but not necessarily so great if you have to pay for it in the process. Be sure to give your insurance company a call to ensure that a wart removal procedure, or even the visit to the dermatologist, is covered. If you are unsure who to call you may want to consult your plan provider at your place of work.

Odds are your health insurance will cover your cure for warts but it really never hurts to check. To get in contact with your insurance company about wart removal call their customer service hotline, ask if the physician performing the wart removal is covered under your current policy and then follow up by asking about the procedure yourself. You will also want to ensure that any skin tests your doctor may recommend are covered as well. You may want to consult your doctor’s office by phone to determine what tests could potentially be requested. If your doctor requests a test be sure to cover your bases first before having the test performed.